My Name Is John,I am a 41 year old  male I am currently on Disability Living in a seinor citizens home,I am very thankful I have a place to live,I recently applied for a Habitat for Humainity Home and was refused for lack of income and poor credit.In realizing the needs for many families who have children that have needs for housing the children always should be top pirority for a healthy enviroment.Also considering the senior housing  where I currently live should perhaps make it aviable for a senior adult.The need I am seeking as of 08-14-2005 is a way to fianicial Independence My credit is very poor,I have been seeking grants ect,long process to find the right program to accomidate,The need today is finding a low finance loan for 50,000 thousand dollars threw the government within 2-5 years this would be mostly paid back and my credit restored,and off of disability totally self supportive This would perhaps seem like quite a bit to ask for,The money would be a loan and not a grant.Perhaps this may take 10 years to pay back maybe 15 years,The whole picture is elimating my disability within 1-2 years and maintaing self-sufficency on the rest of the loan.As in asking for this need I will maintain accurate records for audits,And accountaility for how the money is being dispersed.My need for this project is to set the record straight for the past mistakes I have made in my life Kind Reguards John Nixon